Get Approved for a Used Car in Knoxville, TN
Fast, Easy Financing Starts Here
How Buy Here Pay Here Financing Works
Buy Here Pay Here (BHPH) is perfect for drivers with bad credit, no credit, or those needing a second chance. At Cherokee Auto Sales, we handle financing in-house — which means no banks, no waiting, and no unnecessary paperwork. Just bring a valid ID (no license needed), your last 3 paycheck stubs, and we’ll get you approved fast.
Most of our customers are approved in minutes and driving within the hour!
We accept a valid driver’s license, state-issued identification, or passport as acceptable forms of ID for financing.
Usually 4–5 minutes. You can even apply online to save time!
Just Your ID and Your 3 Most Recent Paycheck Stubs.
Yes — Every Vehicle Comes With a 1-Year Vehicle Service Contract.
You are required to have minimum liability insurance policy at the time of sale. After 30 days you are able to enroll in our in-house insurance for $27/week. See dealer for complete details.
3 Step Process
Get Pre-Qualified
Choose Your Vehicle
Drive Away Today
Get Started Today!
