Get Approved for Your Next Car Today
Fast, Friendly Financing – No Hassle, No Pressure.
We keep things simple. At Cherokee Auto Sales, there are no banks, no confusing terms, and no waiting days for approval. Just bring your valid ID and last 3 paycheck stubs — most customers are approved in under an hour.
Built for Real People – Bad Credit? We Can Help!
We’ve been helping East Tennessee drivers for over 50 years. Whether you’re rebuilding credit, starting over, or buying your first car, we’ll treat you with respect and help you find the right vehicle and payment plan for your life.
✅ Affordable In-House Financing
✅ Low Down Payments
✅ In-House Insurance for $27/week
✅ Available 1-Year Service Contract
Fill out our short form in seconds.
FAQs
Nope! When you apply for financing at Cherokee Auto Sales we review your credit history, job, and residency.
A valid ID and your last 3 paycheck stubs — that’s it!
We can usually get you approved in 4–5 minutes, and you’ll be driving within the hour.
Absolutely! This form lets you pre-qualify online and save time at the dealership.
Yes! You are required to have minimum liability insurance policy at the time of sale. After 30 days you are able to enroll in our in-house insurance for $27/week. See dealer for complete details.
Every car comes with an available 1-year vehicle service contract. Contact our sales team today for more details.
